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The Chargers Are 0-5. How Did This Get This Bad?

The Chargers are 0-5 despite having Justin Herbert and Jim Harbaugh. The problem is bigger than one quarterback — and the season is nearing a breaking point.

October 13, 20265 minutes read
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FPC CONTRIBUTORAustin MeyerOctober 13, 2026 · 5 mins read
Austin MeyerFPC Staff Writer
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The Los Angeles Chargers are 0-5.

That sentence should not make sense.

Not with Justin Herbert at quarterback. Not with Jim Harbaugh in Year 3. Not for a team that entered the season believing it had enough talent to contend in the AFC.

And yet here they are, still looking for their first win after a 23-17 home loss to Denver.

The easy explanation is injuries. The offensive line has been battered. The receiver room has dealt with its own issues. The roster has rarely looked like the version Los Angeles imagined in August.

But injuries do not explain all of this.

The Chargers are losing games because too many parts of the operation are failing at the same time.

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This Is Bigger Than Justin Herbert

Herbert was bad in the fourth quarter against Denver.

There is no reason to dance around it.

He finished with only 121 passing yards, fumbled with the game tied and then threw an interception on the next possession. Denver turned both mistakes into field goals and walked out of SoFi Stadium with a win.

Reuters’ recap of the game makes the collapse look as ugly on paper as it felt live: Los Angeles entered the fourth quarter ahead 17-10 and was outscored 13-0 the rest of the way.

Herbert deserves criticism for those turnovers.

He does not deserve to be treated as the entire problem.

Too often this season, Los Angeles has asked him to solve an offense that has not consistently created easy answers. When protection breaks down, receivers fail to separate or the run game disappears, every possession starts to feel like Herbert versus the structure around him.

That is not sustainable football.

The Chargers Keep Losing the Same Kind of Game

This is what should worry Harbaugh the most.

The Chargers are not simply getting blown off the field every week. They are repeatedly reaching moments where the game is still there to be won — and failing to finish.

Against Arizona in Week 1, Los Angeles was within two points early in the fourth quarter before a blocked punt and a late Herbert interception helped turn the game into a 26-14 loss. The Chargers’ own Week 1 recap called the fourth quarter the turning point.

Against Buffalo in Week 3, the defense forced five turnovers and the Chargers still lost 24-16 because the offense repeatedly failed to cash in. Los Angeles managed only two field goals in the second half despite being handed opportunity after opportunity.

Now Denver has added another entry to the list.

At some point, close losses stop being random.

They become identity.

That Is Where Jim Harbaugh Comes In

Harbaugh has spent much of the season talking about improvement, fight and belief.

Those things matter.

They also have to eventually show up in the standings.

After the Bills loss, Harbaugh said the Chargers had to evaluate three things: what they were doing, how they were doing it and who was doing it.

That was when the team was 0-3.

Two games later, the answers still have not arrived.

This is not an argument that Harbaugh should be fired. It is an argument that the coaching staff now owns the burden of proving this season is not slipping away.

A roster can be injured and still be organized.

A quarterback can struggle and still be put in better situations.

A team can be outmanned and still avoid repeating the same late-game mistakes.

The Chargers have not done enough of any of those things.

The Offense Has No Margin for Error

The scores tell the story.

According to the NFL’s official schedule, Los Angeles has scored 14, 14, 16, 23 and 17 points through five games.

That is an enormous problem in a conference where elite quarterback play is the price of admission.

Herbert cannot be expected to play perfect football every week, but the Chargers have built an environment where one mistake often feels fatal because the offense is not generating enough scoring cushion.

The result is a team constantly playing on the edge.

And when you live on the edge long enough, eventually the season falls off it.

Week 6 Could Make This Much Worse

There is no soft landing coming.

The Chargers go to Kansas City next.

The Chiefs are 4-0.

Los Angeles is 0-5.

That is not just another game on the schedule. It is the kind of matchup that can turn a bad start into a lost season before the bye even arrives.

If the Chargers fall to 0-6, every conversation changes.

The focus shifts from fixing the season to evaluating the organization. The trade deadline becomes more complicated. The pressure on Harbaugh grows. The questions around roster construction get louder.

And Herbert, fairly or not, becomes the face attached to all of it.

How Did It Get This Bad?

There is no single answer.

That is the problem.

It is injuries.

It is protection.

It is missed opportunities.

It is turnovers.

It is red-zone failures.

It is a team that has repeatedly reached the fourth quarter with a chance and has not been able to finish.

The Chargers still have enough talent to be better than 0-5.

But after five weeks, talent is no longer the relevant measurement.

Results are.

And right now, the results say the Chargers are one of the most disappointing teams in football.

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